🏙️ Updated for 2026 Market Conditions

Dubai Property
ROI Calculator

Enter your investment details and get instant returns — rental yield, capital appreciation, net ROI, and payback period. Takes 60 seconds.

Your Investment Details
AED
Typical Dubai apartment: AED 800K–3M. Villa: AED 2M–15M+
%
UAE mortgage rates: 4.0–5.5% fixed. Leave at 0 if cash purchase.
Typical Dubai: Studio 7–9% · Apartment 5–8% · Villa 4–6% · Palm 3.5–5%
Dubai 10-yr avg: ~7%. Conservative: 4–5%. Bullish: 8–10%

2026 Dubai Market Benchmarks

Average gross yield6.1%
10-yr price appreciation+72%
DLD transfer fee4% of price
Agent commission2%
Service charge (apt)AED 12–25/sqft/yr
Mortgage LTV (expat)75% (first property)
Your Returns
Gross Rental Yield
6.5%
Per year (gross)
Net Rental Yield
5.1%
After costs & fees
Annual Rental Income
AED 97,500
Gross rent
Monthly Rental
AED 8,125
Market rate estimate
Capital Gain
AED 504,400
Over 5 years
Total ROI
58.2%
Over 5 years
Cash-on-Cash Return
20.4%
On down payment
Payback Period
15.4 yrs
Rental income only
Property Value at Exit
AED 2,004,400
Estimated value in 5 years
💡 Investment Verdict
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This calculator provides estimates for educational purposes only. Actual returns depend on specific property, location, market conditions, and individual circumstances. Past performance does not guarantee future results. Always conduct independent due diligence. DLD transfer fee (4%), agent commission (2%), and annual service charges are included in net yield calculations. Speak with a qualified property advisor before making investment decisions.